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GEPF is the largest defined benefit fund in South Africa and one of the largest in Africa and the world. It was established in 1996 and is managed by the Government Employees Pension Fund. It has a current benefit structure that offers members a variety of benefits and services. 

Defined benefit funds (DBFs) are a type of pension plan that is intended to provide a fixed, regular income that is paid out to a beneficiary. A DBF is different from a normal retirement plan in that the payments are fixed and do not depend on the profitability of the employer or the investment performance of the plan. A DBF can be an annuity, an annuity with a lump-sum payout, or a lump-sum payout. 

What are the benefits of having a DBF?

A DBF provides a fixed income that is paid out to a beneficiary. The amount that is paid depends on the value of the assets in the account and the number of beneficiaries. A DBF is a more flexible option than a fixed retirement plan because the payments are made at a later date and depend on the profitability of the employer and the investment performance of the plan.